Venture capital lending to startups has declined substantially in the wake of bank failures that slashed financing options, though the second half of the year could appear somewhat more promising for startups trying to obtain funds.

Santa Clara, Calif.-based Silicon Valley Bank, a key venture capital provider, slowly has ramped up lending to startups again.1 North Carolina's First Citizens Bancshares bought the bank after the Federal Deposit Insurance Corp. (FDIC) seized it in mid-March. READ MORE